In a world that often takes more than it gives.

Fore$ight is your practical AI coach for budgeting and paying down debt, so every dollar has a job.

Start with Joshua How it works

Notebook, pen, and oak leaf on a cream desk

Budget with intention

See what is coming in, going out, and left this month. Give leftover dollars a job before they disappear.

Use debt as a tool

Attack high-interest balances first. Learn when a mortgage, HELOC, or business loan is leverage — and when it is a trap.

Grow the simple way

Emergency fund, employer match, then low-cost investing. Joshua keeps the next step small enough to actually do.

Open beta

Free while we prove it. Plus comes when checkout is real.

Tracking, goals, debts, lessons, and a handful of questions with Joshua stay free. We will not take a card until Plus can actually bill — planned at $7/month or $59/year.

Open beta

Money tracking and repeating bills
30-day cash outlook and 5-year sketch
Goals, debts, and lessons
A handful of questions with Joshua

Plus — later

$7/month

or $59/year · not billed yet

Unlimited coaching with Joshua, aimed at your goal
Same tools as free — just more of the coach
No card during open beta

Your coach

Meet Joshua

Calm, clear, and honest about trade-offs. Joshua talks like a grounded older sibling — not a hype reel. You can call him Joshua, Josh, or just Coach.

Create your account

Educational coaching, not licensed financial advice.

foresight4finances.com